First Preference Mortgage

First preference mortgage options are important to consider. Make an informed decision.

First Preference Mortgage - The One, Clear Choice

Rise above adversity with your first preference mortgage

You have too much at stake for your home loan not to be your first preference mortgage. Simply put, your first mortgage is the key to your financial future. It is the biggest, and most important investment you have ever made, or will make. A great deal will lay the foundation for a secure future, while the wrong arrangement could break you financially. We are talking about a loan of six figures in most cases (with the U.S. median house price nearing $200K), and spread out over 15 or 30 years.

That's a lot to take in. No question about it. Not to worry, though, because we are here to help. Here is how the First Empire team will make your mortgage quest rewarding.

• The first key to guaranteeing the success of your first preference mortgage is to empower yourself with knowledge. When you contact our affiliates, we will teach you the difference between 15 and 30-year loans, the strategies for earning points (and the advantages/disadvantages of doing so), the influence of equity, and so much more.
• Next, we will review your credit history to make sure that your borrowing power is maximized. Consolidating your debt and closing accounts you no longer use are steps you can take on your own to make your first option mortgage happen. Your credit report's impact is far reaching, so it is of high importance to improve it to the best of your ability.
• The top factor in making sure the loan you receive is your first preference mortgage is the interest rate you secure. But there is more to your home loan than just the mortgage payments. We'll help you plan for property taxes, maintenance costs and realtor fees - all of which can trip you up if you do not budget accordingly!

While in many areas of life, you can get by just fine without your first preference, mortgage loans are not one of them. Settle for nothing but the best. The loan package you select should be your absolute first choice mortgage and nothing less. When you complete our FREE application (above), our certified affiliates will contact you and discuss our custom strategies. We will make sure that your dreams come true!